Thursday, February 8, 2018

"Show me the money!"

"SHOW ME THE MONEY!!!" -- Jerry Maguire
How many people remember this movie?  The above picture is from a phone conversation he had between himself and Rod Tidwell.  (Click the link above to see the movie clip)  Here he is asking Rod to stay his client, where eventually Rod asks him to say "Show me the money" and has him repeat it until he is shouting it in his office--with co-workers watching his bizarre antics.  What I have asked myself is how much money would it take to get me to do something like that?  First, answer the question for yourself...

For me, I think that the lower limit would be about $20.  What was yours?  Jerry was facing losing part of his income if Rod left his firm and went to someone else for contracts and public representation.  I'm not surprised he did all of that--though it is quite a humorous scene. 😁

Putting aside Jerry and all of his issues, I then asked myself, "What does God think of all of this money stuff we have in our lives?"  I mean that I just filed my taxes and needed all of the required paperwork in order to do that.  Recently, my wife and I opened savings account for our kids and that took a looooooong time.  Every month we go over our budget and make sure that we didn't overspend it.  Two summers ago we bought our first house.  And all of these things are part of how we spend the money that we've earned--and to avoid going into debt.

Years ago, my wife and I decided to get together and learn how to handle debt and money according to how God would want us to do that.  I know that I had wracked up almost $7k on a credit card, and wanted to be out of that way of acting.  My wife wanted us to be on the same page for what we spent and creating a budget.  We found an amazing program called "Financial Peace University" that was hosted by Dave Ramsey.  Before a couple years had passed we had eliminated all of our debt except student loans and were starting to build a legacy.
“We buy things we don't need with money we don't have to impress people we don't like.”  ― Dave Ramsey
This quote reminds me of the Bible verse Psalms 22:7 "The rich rule over the poor, and the borrower is slave to the lender."  People we love don't really care about the things we own.  If I have a solid roof over my head, food to eat, and some money to tithe then I have enough.  But far too often we get to a place where we worry about having the "next" or the "better" thing.  *Cough!* iPhones?
“Act your wage.” ― Dave Ramsey 
What does this mean?  Have I been trained to buy more than I have money for, to go the extra mile (with debt), and compete with my neighbors?  Yes.  People working for financial solution businesses out there are trying to make money.  This brings to mind the idea of "contentment" with where I am and what I have.  1 Timothy 6:6 says, "But godliness with contentment is great gain." and the following verses talk about how those who aren't content and allow money drive their wagon and fall into ruin and death.  Being content means knowing what I can and what I can not spend my money on, and what I need to have in place in order to spend anything--and be perfectly okay with that.
“Pray like it all depends on God, but work like it all depends on you.” ― Dave Ramsey
What makes this plan work for me is understanding two things: 1) Everything I have comes from God, and He gives me the strength and ability to do them 2) I have to go and do my best because participation in the relationship is key.  I don't just want to get by, I want to leave something for my grandkids to enjoy!  Proverbs 12:22 says, "A good person leaves an inheritance for their children’s children, but a sinner’s wealth is stored up for the righteous."
“Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, vision cleared, ambition inspired, and success achieved. HELEN KELLER” ― Quoted by Dave Ramsey 
This last quote contains important information for me personally: money management is part of my character, and that "character things" are often difficult and filled with issues. I have yet to encounter something that caused me to grow that didn't involve trouble.  Either I take a view that is not "normal" or there is some other obstacle in my way.  But!  Continuing to pursue God's way always has paid out dividends in the end, though there are often times when I cannot see the way.


All of the above quotes and information on handling money come from Financial Peace University and the website www.daveramsey.com



Monday, February 5, 2018

"Houston, we've had a problem..."

How many people can hear those words said aloud when we the read "Houston, we have a problem."?  I know that I do.  I can still see Tom Hanks' face as he says those words playing the role of James Lowell in the movie "Apollo 13."  People a little more mature than I am might even remember Jack Swigert saying similar words (repeated by Lowell) on the real flight of Apollo 13.  So, why am I thinking about these today?  The movie happened in 1995 and the real Apollo 13 happened in 1970.  What I have been thinking about is that these words are true for all of us. 

All of us at some point in our lives have just thrown up our hands and say those special words, "I have a problem." Yes, we all have, every single one of us.  What we wish though is to be able to call some sort of helpline and get things sorted out.  At least I have.  However, that is something that I have come to see as something I don't want.

Now you must be thinking to yourself, "Why? Why wouldn't he want a way out of trouble?"  The truth is that I do want a way out.  But I have found that God has allowed me into trouble for two reasons.  One -- so that I learn to reach out and ask Him and those around me for help.  Two -- for His glory, so that I can show his glory and majesty to those around me and so He can teach me how to lean in on Him

The first reason has been a big part of my spiritual growth recently.  I used to be the kind of person who would always (and I mean ALWAYS) believed that I could take anything on and handle it myself.  I viewed myself as a jack-of-all-trades, as a renaissance man, and as a person that if I didn't know it now, I would in like 30 seconds.  Truth is that I feared to reach out to another person and admit that I could NOT do something.  So I never did.  And that's part of why I made choices that led me down a dark path.  Yet God did not create us to live lives alone, without other people.  In fact, the definition of love includes being able to do something for someone else and being loved means that you let others do things for you.  But after hitting the bottom of isolating myself I soon found out how important it is to live with other people--in ALL the areas of my life.

The second reason has been a more difficult thing for me to handle and accept.  I totally get the idea of asking God for help so that I can get out of a difficult situation.  But what if the answer God gives me is, "Wait."?  I have received that answer far too often for my comfort.  What if the answer means that I will have to lose something--or someone?  What if the answer is that by my pain and suffering means someone else finds healing in God?  The truth I have seen is that we will always encounter trouble.  We need it to grow.  We encounter it because of our bad choices.  It is inflicted upon us by people who harbor hate in their hearts.  Sometimes I have found trouble entering into my life because I have been doing great in my faith in Jesus.
'The only temptation that has come to you is that which everyone has. But you can trust God, who will not permit you to be tempted more than you can stand. But when you are tempted, he will also give you a way to escape so that you will be able to stand it.' 1 Corinthians 10:13 (NCV)
 This piece of scripture tells me that temptation and suffering is common to us all.  The exact way it troubles us may differ.  It also assures me that God provides a way out of it for all of us.
'We believe with our hearts, and so we are made right with God. And we declare with our mouths that we believe, and so we are saved. As the Scripture says, “Anyone who trusts in him will never be disappointed.” That Scripture says “anyone” because there is no difference between those who are Jews and those who are not. The same Lord is the Lord of all and gives many blessings to all who trust in him, as the Scripture says, “Anyone who calls on the Lord will be saved.”'  Romans 10:10-13 (NCV)
I have found that the word "saved" can mean several different things.  It can mean having everything as I want it.  But it can also mean being saved from danger in ways I couldn't have ever imagined.  In fact, it always seems to come up more like the latter.  How I get saved also changes from time to time.  But the one thing that I have found through this is the fact that God's overwhelming power, enwrapping love, and all-knowing mind cares for me (and you!) and desires that in all things I seek Him, talk to Him, and be with Him.  So even if I am in a "Houston, I have a problem" situation I know that He will get me through and that my value is based on that rather than on what I can or can't do.